Deposit Account Rates

Deposit Rates

Account Product Name		Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
All American Checking ^b		$50.00	$0.01 ^c	0.10%	0.10%
50 Plus Checking ^b		$50.00	$0.01 ^c	0.10%	0.10%
Money Market ^b		$1,000.00	$100.00 ^c
Daily Balances of:	$100.00-$2,499.99			0.25%	0.25%
	$2,500.00-$9,999.99			0.35%	0.35%
	$10,000.00-$24,999.99			0.75%	0.75%
	$25,000.00-$49,999.99			0.85%	0.85%
	$50,000.00 and up			1.25%	1.26%
Dollar Dog Savings ^b		$25.00	$10.00 ^c	0.25%	0.25%
Statement Savings ^b		$50.00	$10.00 ^c	0.25%	0.25%
Christmas Club ^b		$10.00	$10.00 ^c	0.25%	0.25%

a) A penalty may be imposed for early withdrawal
b) The interest rate and annual percentage yield may change after account opening
c) Daily balance: The amount of the principal in the account each day. Fees could reduce the earnings of the account.
Interest Rates and Annual Percentage Yields are current as of October 24, 2023.

Account Product Name	Minimum Opening Deposit	Minimum Balance to Obtain Annual Percentage Yield	Interest Rate	Annual Percentage Yield
91 Day Certificate of Deposit ^a	$1,000.00	$1,000.00 ^c	1.99%	2.00%
6 Month New Money Certificate of Deposit Special a,d	$2,500.00	$5,000.00 ^c	4.21%	4.25%
6 Month Certificate of Deposit	$1,000.00	$1,000.00	2.73%	2.75%
One Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	3.21%	3.25%
Two Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	3.21%	3.25%
Three Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	2.97%	3.00%
Four Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	2..97%	3.00%
Five Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	2.97%	3.00%
Six Year Certificate of Deposit/IRA ^a	$500.00	$500.00 ^c	2.97%	3.00%